We are an independent referral partner. We match commercial and heavy-civil contractors with roughly 50–150 employees to a professional employer organization that actually underwrites this trade — rather than one that will decline you after three weeks of paperwork.
Most of the well-known PEOs are built for offices. Their workers’ compensation programmes are priced for low-hazard classes, and when a contractor applies they are either turned away or quoted in a way that ends the conversation. One major provider states plainly that it cannot support businesses whose employees do high-risk manual labour, construction included.
A smaller number of PEOs do write these classes deliberately. That is a narrower market, and knowing which door to knock on is most of the value we add.
If your crews are covered by a collective bargaining agreement, a PEO is usually the wrong answer. Your health and pension contributions are fixed in dollars per hour to a named trust, and a PEO’s master plan does not replace that.
Likewise, if a large share of your work is federal or state prevailing-wage, you should assume certified payroll and WH-347 reporting stay with you or your existing payroll provider. We will not tell you a PEO solves that. If those two things describe most of your business, say so on the call and we will stop there rather than waste your time.
A professional employer organization co-employs your workforce for administrative purposes. Payroll, benefits administration, workers’ compensation and HR compliance move onto the PEO’s infrastructure, while you continue to run the work and direct your crews.
Because the PEO pools many employers, a mid-sized contractor can reach benefit and insurance programmes normally priced for far larger companies. PEOs report that clients see up to 50% savings in benefit and insurance costs. What that looks like for you depends on your class codes, experience modifier and current coverage.
Thirty minutes on headcount, trades and class codes, states you work in, union status and your comp experience.
If a PEO is a sensible fit we make the introduction. If your class mix or contract profile means it is not, we say so. We are paid by the PEO only when a referral becomes a client, so sending a contractor who will be declined costs us.
Underwriting is case by case and sits between you and the PEO. We do not quote pricing and we do not sit inside your contract.